Creatives, Pay Yourself First!

Creatives, Pay Yourself First!

There’s a well-established financial concept known as “pay yourself first.”

The idea is that to properly save for wealth an individual must first put aside a small portion of their income for themselves. That slice is often suggested to be 10%. Using the remaining 90%, the individual pays the mortgage, the bills, and buys groceries. But the “mine to keep” money must come off the top. If it doesn’t, there will never be enough to go around, and the individual will stay perpetually poor.

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Getting Knocked Out Financially is Easier Than You Think

Getting Knocked Out Financially is Easier Than You Think

In my late twenties, I had personal debt that soared to over $32,000. To ease the burden of various monthly payments, that debt was rolled into a second mortgage. As things happen, I ended up divorced (my first). As part of the settlement, that second mortgage became my responsibility. I’m not bitter nor blaming anyone. It’s the way life goes and how I ended up where I am today.

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Is it Time to Up Your Game?

Is it Time to Up Your Game?

I stumbled across Grant Cardone on YouTube. Cardone is a motivational trainer and a real estate advisor. I don’t remember what topic I was researching when I first discovered him but there was a video for Cardone, so I clicked it. The guy was full of energy and charisma. I liked his message and filed away the name.

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Are You Building Your Habits by Feel?

Are You Building Your Habits by Feel?

I’ve been reading about habits lately and will soon share my thoughts on a couple fantastic books. First, Rich Habits by Thomas C. Corley is a quick, easy read and can be knocked out in an afternoon. The second, The Power of Habit by Charles Duhigg is a more in-depth study of habits. I read it two years ago and felt a need to re-read it again due to my experience with The Bumbling Millionaire.

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When the Student is Ready

When the Student is Ready

My girlfriend is smart. I’d like to say she’s smart for being my girlfriend, but it’s the other way around. I out-kicked my coverage when I met her. She’s very bright and will engage in conversations on a variety of subjects. If she’s not well-versed on the subject matter, she won’t fake it, but she will listen intently and try to provide feedback where valuable.

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